No matter the age or breed of your cat, we will cover you!
THE FINE PRINT IN PLAIN VIEW
Our plans provide coverage for accidental injuries and illnesses. We do not provide coverage for regular health maintenance at this time (ie. spay/neuter, dental, vaccines, annual check ups etc.). We offer two plans based on the age of the cat. Our 9 Lives Junior plan is $9.99/month (plus tax) and is for cats ages 0-9 years. Similarly, our 9 Lives Senior plan is $11.99/month (plus tax) and is for cats ages 10 years and older. There is a $99 (taxes included) deductible and a limit of $1,999 (plus taxes) per year. The deductible is applied per accidental injury and/or illness. This means that any injury or illness that requires multiple vet visits would have it applied only once. We reimburse you 100% of the costs, up to the limit of $1,999 annually. Reimbursements are made via e-transfer directly to you within 24 hours upon proof of payment and claim approval. There is a 2 day waiting period for accidental injuries, and 7 days for illnesses.
We also have an optional add on Umbrella plan that waives the deductible for all claims for the year, and increases your coverage by an additional $1,999 (plus taxes) per year per Umbrella. With the Umbrella plan, you are able to top up the limit for your regular subscription, and restore your coverage limits until your annual limit resets. If you have more than one cat covered, you can use the Umbrella coverage on any of them, so there's no need to buy one for each cat (unless you want to!). The additional coverage through the Umbrella can also be used towards euthanasia costs, which is currently excluded on our regular 9 Lives plans.
SEE HOW WE COMPARE
WHAT WE WILL PAY
Accidental injuries and illnesses including veterinary fee's, diagnostics, x-rays, hospitalization, surgery, medication and more as well as special alternative treatments including acupuncture, osteopathy, homeopathy, chiropractor and more.
WHAT YOU WILL PAY
WE OFFER LOW DEDUCTIBLES
In the event of an accidental injury or illness, the only thing you'll pay is the $99.00 (taxes included) deductible, which we made as affordable as possible for you.
WHAT WE DON'T COVER
Sadly, we can't cover pre-existing conditions (no plan does) or regular medical procedures and exams.
We believe in transparency. For full details on what is or isn't covered by our plans, please take a look at our service contract.